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Terms and Conditions |
Disclaimer and Warranty
The Insolvency Advice Association Charity Number 1119118.
The Insolvency Advice Association Trust whose registered office Charity
Number 287401 is providing this site on an ‘as is’ basis and makes no
representations or warranties of any kind with respect to this site or
its contents and disclaims all such representations and warranties. In
addition, The Insolvency Advice Association Trust makes no
representations or warranties about the accuracy, completeness, or
suitability for any purpose of the information and related graphics
published on this site.
The information contained in this site may contain technical
inaccuracies or typographical errors. All liability of The Insolvency
Advice Association Trust howsoever arising for any such inaccuracies or
errors is expressly excluded to the fullest extent permitted by law.
Liability
Neither The Insolvency Advice Association Trust nor any of its
directors, employees or other representatives will be liable any loss or
damage whatsoever arising out of or in connection with the use of this
site. This is a comprehensive limitation of liability that applies to
all damages of any kind, including (without limitation) compensatory,
direct, indirect or consequential damages, loss of data, income or
profit, loss of or damage to property and claims of third parties.
Not withstanding the foregoing, none of the exclusions and limitations
in the clause are intended to limit any rights you may have as a
consumer under local law or other statutory rights which may not be
excluded nor in any way to exclude or limit The Insolvency Advice
Association Trust liability to you for death or personal injury
resulting from our negligence or that of our employees or agents.
Rights granted and rights reserved
The Insolvency Advice Association Trust provides the information to the
User only and solely for the purpose of that User. The User may download
information onto only one computer hard drive for such purpose. The
information may not be used for any other purpose, including but not
limited to, publication, reproduction, or transmission without the
express written permission on The Insolvency Advice Association Trust.
Any right reserved not expressly granted herein are reserved.
Website
The User acknowledges the following:
that it is technically impossible to provide the website free of faults
and that the Insolvency Advice Association trust does not undertake to
do so.
that faults may lead to temporary unavailability of the website.
that the operation of the website may be adversely affected by
conditions and performances outside the Insolvency Advice Association
trust control.
Use of the Website
The User undertakes
not to use the information for any unlawful purpose.
not to use the website for the transmission or posting of any computer
viruses or any material which is defamatory, offensive or menacing
character or in such a way so to cause annoyance, inconvenience or
needless anxiety.
not to use the website to transmit any material for the purpose of
publicity, promotion and / or advertising without the prior consent of
the Insolvency Advice Association trust.
not to use the website for any violation or infringement of any person
including but not limited to rights of copyright or confidentiality.
The User will indemnify and defend the Insolvency Advice Association
trust against all claims, liability, damages, costs and expenses,
including legal fees, arising out of a breach of this contract or any
use of the information or the website by the User.
Third party information and links to third party sites
The User acknowledges that some of the information, for example
software, is supplied to The Insolvency Advice Association trust
(directly or indirectly) by third parties, and accordingly The
Insolvency Advice Association trust can offer no warranty of whatever
nature in relation to such information.
The Website may contain hyperlinks to websites operated by third parties
other than The the Insolvency Advice Association trust Such hyperlinks
are provided for your reference only. The Insolvency Advice Association
trust does not control such websites and therefore can accept no
responsibility whatsoever for the content or material of such websites
which the User may access through the Website.
Changes to the terms and conditions
The Insolvency Advice Association trust reserves the right to change
these terms and conditions from time to time by placing a note of such
change on this page and the User’s continued use of the Website
following notice of such change shall be deemed to be the User’s
acceptance of such change.
It is the User’s responsibility to check this page regularly to
determine whether the terms and conditions of this Website have been
changed. If the User does not agree to any change to the terms and
conditions of this Website then the User must immediately stop using
this Website.
Governing Law and enforcement
The laws of England govern this agreement. You hereby consent to the
exclusive jurisdiction of the English courts in all disputes arising out
of or in connection to the use of this website.
If any part of this agreement is determined to be invalid or
unenforceable pursuant to applicable law including, but not limited to,
the warranty disclaimers and liability limitations set above, then the
invalid or unenforceable provision will be deemed superseded by a valid,
enforceable provision that most closely matches the intent of the
original provision and the remainder of the agreement shall continue in
effect.
Copyright
All Web site design, graphics, text, the selection and arrangement
thereof, underlying source code, software and all other material on this
Web site are copyright The Insolvency Advice Association, and its
affiliates, or their content and technology providers. ALL RIGHTS
RESERVED. Any use of materials on this Web site - including reproduction
for purposes other than those noted above, modification, distribution,
or republication - without the prior written permission of The
Insolvency Advice Association is strictly prohibited.
Trademarks
All product and company names mentioned on this Web site may be the
trademarks or registered trademarks of their respective owners.
Privacy Policy
1. What the Insolvency Advice Association or DebtHelpCharity (DHC)
privacy policy covers?
This Privacy Policy outlines DHC’s practices regarding information
collected online at any websites operated by DHC. We suggest that you
review this Privacy Policy periodically as we may update it from time to
time. This policy was last revised on 12th October 2008. By visiting
DHC's website or otherwise interacting with DHC, you are accepting the
practices described in this Privacy Policy.
2. What information we collect?
Each time you visit DHC's website and interact with us, DHC may collect
personally identifiable information (such as first and last names,
business address, email addresses and telephone numbers) that you
provide when you contact DHC (by e-mail or otherwise) or otherwise
interact with DHC.
3. How we use and share your personal information?
Your personal information is used by DHC to enhance your relationship
with them, respond to your requests, tailor offerings to you,
communicate with you about products, services, special offerings, and
events or programs offered by DHC or their marketing partners that may
be of interest to you.
4. How your personal information is protected?
DHC uses industry standard security techniques on the DHC website to
help protect against the loss, misuse or alteration of information
collected from you at the DHC website. When you transmit personally
identifiable data to DHC, that information is stored on servers that DHC
have attempted to secure from unauthorised access or intrusion. Of
course, DHC cannot be and are not responsible for unauthorised access to
information by hackers or others who have obtained such access through
illegal measures.
5. How to contact us?
Should you have any questions or concerns about this privacy policy -
please contact us.
6. .Revisions to this Privacy Policy.
This Privacy Policy may be updated and revised from time to time and we
will post any changes on this policy. You agree that the information
that we gather now will be subject to the Privacy Policy in effect at
the time of use. We may contact you with periodic notices concerning our
Privacy Policy but you should check the DHC website periodically to
review any changes.
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